Seamless Foreign
Currency Accounts

Simplify cross-border payments with virtual accounts built for businesses operating across multiple currencies and markets.

Global virtual accounts in multiple currencies
Transparent pricing with zero FX markups
Instant FIRA processing with integrations

Open an Account Talk to Sales

My wallets5 currencies

Total balance (INR)

₹0

$USD$45,000.00
€EUR€12,840.00
£GBP£8,200.00
AEDAEDAED 31,500
₹INR₹6,24,900

USD account$

•••• •••• 4821

Routing 026073150 · ACH & Wire

EUR account€

DE89 •••• •••• 3000

IBAN · SEPA

Zero FX markupConverted at mid-market rate

FIRA issuedInstantly, for every inward payment

Built on Nixafin
Infrastructure

Explore the payments infrastructure and identity & compliance tools that power your global accounts.

Multi-Collect

Automate receivables from any source and instantly reconcile inward payments using smart virtual accounts.

UPI Payment Gateway

Integrate lightning-fast UPI collections with real-time settlement tracking and zero-delay confirmations.

Recurring Payments

Set up compliant, automated subscription mandates and e-NACH instructions with minimal friction.

Instant Payouts

Execute programmatic disbursements to vendors, partners, or customers instantly via IMPS, NEFT, or RTGS.

Escrow Accounts

Secure high-trust transactions with automated digital escrow infrastructure and milestone-based releases.

Ledgers

Maintain immutable, double-entry financial ledgers for real-time tracking of balances and fund flows.

Settlement Engine

Route complex split payments and manage marketplace commissions with automated, compliant settlement logic.

Build Modern
Financial Experience

Integrate powerful financial capabilities into your product in days, not months. Our RESTful APIs and comprehensive SDKs are designed for developer velocity.

Read the Docs View API Reference

Generate API Keys

Install SDK

Available for Node.js, Python, Ruby, and Java.

Create a Transfer

Initiate secure transactions with a single API call.

Server boundary

curl -X POST https://api.nixafin.ai/v1/transfers \  -H "Authorization: Bearer sk_test_12345" \  -H "Content-Type: application/json" \  -d {    "amount": 10000,    "currency": "USD",    "destination": "acct_987654321",    "description": "Q3 Vendor Payment"  }

Open your foreign currency account