Ensure total compliance and eliminate fraud with our industry-leading Penny Drop and Penniless Verification APIs.
{
"account": "••••4821",
"ifsc": "HDFC0001234",
"mode": "penny_drop"
}Choose the verification method that best suits your risk profile and user experience requirements.
Deposit exactly ₹1 into a user's bank account to instantly retrieve and match the registered beneficiary name with 100% accuracy.
KEY BENEFITS
Verify account ownership in milliseconds without transferring any funds, leveraging deep API integrations with major banking networks.
KEY BENEFITS
We've built our infrastructure from the ground up with a security-first mindset, so you can scale with confidence.
All data at rest and in transit is secured using AES-256 encryption, ensuring bank-grade protection for all transactions.
Our ML-powered risk engine analyzes behavioral patterns and transaction metadata to detect and prevent fraud in real-time.
Strict adherence to RBI guidelines on Payment Aggregators (PA & PA-CB) and KYC Master Directions.
Audited and certified for maintaining the highest standards of security, availability, and processing integrity.
Automated anomaly detection triggers instant alerts and velocity limits upon suspicious transaction bursts.
Burst detected · limit applied
100% data localization compliant. All critical payment data remains stored securely within local jurisdiction borders.
Ready to eliminate fraud and streamline your onboarding? Integrate NxSecure APIs today.